Errors & Omissions Insurance

Errors & Omissions (E&O) insurance coverage is required for residential and commercial building inspectors in nearly every U.S. state. In fact, many real estate agents, home buyers and home sellers will not work with an uninsured inspector. Yet E&O is a burdensome expense to many inspectors, particularly independents. Now HomeSafe has a solution that will take care of your E&O insurance needs and save you money!

HomeSafe's special E&O, General Liability (GL) and Environmental insurance policy is available only to HomeSafe-trained, licensed and SIRI-certified home inspectors. Most insurance policies either exclude infrared or are vague about their coverage. HomeSafe's licensees can participate in our program which does not exclude infrared and provides more coverage than any current policy in the U.S., all at rates that could save you enough to pay for your licensing fees.

What's Covered:

  • Building inspections - includes a home or business
  • Component inspections
  • Fire safety inspections
  • Child safety inspections
  • Senior adult safety inspections
  • Energy loss inspections
  • Septic inspections
  • Roof/systems inspections
  • Radon testing
  • Detection of insects or rodents as long as they can be detected without drilling into foundations, removal of walls or rugs/carpets/furniture (HomeSafe's termite detection process and technologies are non-invasive)
  • The usage of infrared in a home inspection is not excluded from this policy, and the insurer has been made aware that this is a specialty of all inspectors working in the HomeSafe network

Areas highlighted under the "What's Covered" section above are not included in traditional inspection insurance policies. Some, in fact, are specifically excluded from conventional policies. HomeSafe's insurance policy empowers inspectors to offer more and better services to their clients and distinguish themselves from their competitors.

To learn more about HomeSafe's specialized, moneysaving E&O, General Liability and Environmental insurance policy, call us today at (662) 236-1232.

 

 

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